Welcome to PayCortex.online. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, applications, and any related tools provided by PayCortex (collectively referred to as the “Platform”). By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue using our Platform immediately.
1. Introduction
PayCortex.online is designed to provide billing, payment, and financial management services in a streamlined and secure manner. These Terms create a legally binding agreement between you (“User,” “Customer,” or “You”) and PayCortex.online (“Company,” “We,” “Our,” or “Us”).
By using our Platform, you confirm that:
- You are at least 18 years old or of legal age in your jurisdiction.
- You have the capacity to enter into binding agreements.
- You will comply with all applicable laws and regulations while using our services.
2. Acceptance of Terms
When you access or use our website, create an account, or use our services, you accept these Terms as a binding agreement. We may update or modify these Terms periodically, and the revised version will be posted on this page. Continued use after changes signifies your agreement to the updated Terms.
3. User Responsibilities
As a registered or unregistered user of PayCortex.online, you agree to:
- Provide accurate information: Ensure all details you submit (name, email, payment details, etc.) are true, current, and complete.
- Maintain security: Safeguard your login credentials and notify us immediately if you suspect unauthorized account access.
- Comply with laws: Use the Platform in accordance with applicable financial, privacy, and digital regulations.
- Avoid misuse: Do not attempt to interfere with, disrupt, or exploit the website, systems, or services for unlawful purposes.
4. Services Provided
PayCortex.online offers a range of online services that may include, but are not limited to:
- Digital billing and invoicing solutions
- Payment processing tools
- Automated recurring billing systems
- Secure transaction handling
- Financial reporting and analytics
We reserve the right to add, modify, suspend, or discontinue any services at any time, with or without notice.
5. Account Registration and Security
To access certain features, you may be required to register an account. By doing so, you agree to:
- Provide valid and accurate registration details.
- Choose a strong password and maintain its confidentiality.
- Take responsibility for all activity conducted under your account.
- Inform us immediately of any unauthorized use.
We are not liable for any loss arising from failure to protect your login credentials.
6. Payment Terms
- Fees and Charges: Use of certain services may require payment of applicable fees. Prices will be clearly stated before purchase.
- Payment Methods: We accept various online payment methods, subject to availability. You authorize us to process payments through your selected method.
- Billing Cycle: Subscription-based services may renew automatically unless cancelled before the renewal date.
- Refund Policy: Refunds, if applicable, will be governed by our Refund Policy posted separately.
- Taxes: Users are responsible for all applicable taxes related to payments made through our Platform.
7. Prohibited Activities
When using PayCortex.online, you agree NOT to:
- Engage in fraudulent, misleading, or unlawful activities.
- Use the Platform to launder money, process illegal transactions, or support prohibited businesses.
- Attempt unauthorized access to systems, networks, or data.
- Upload or transmit viruses, malware, or harmful code.
- Violate intellectual property rights of PayCortex or third parties.
- Exploit or abuse any features of the Platform.
We reserve the right to suspend or terminate accounts engaged in prohibited activities without notice.
8. Intellectual Property Rights
All content on PayCortex.online, including text, graphics, logos, software, and design elements, is the intellectual property of PayCortex or its licensors.
- You are granted a limited, non-exclusive, non-transferable license to use the Platform for personal or business purposes, in compliance with these Terms.
- You may not copy, reproduce, modify, sell, or distribute our content without prior written permission.
9. Privacy and Data Protection
Your privacy is important to us. By using our Platform, you agree to our Privacy Policy, which explains how we collect, use, and protect your personal data.
We use secure methods to process and store user data, but we cannot guarantee complete protection against cyber threats. By using our services, you acknowledge and accept this risk.
10. Third-Party Services and Links
PayCortex.online may integrate or link to third-party platforms, applications, or services.
- We are not responsible for the content, practices, or policies of third-party sites.
- Any dealings with third parties are solely between you and the third party.
- Use of third-party services is subject to their own terms and conditions.
11. Service Availability and Downtime
We strive to keep our Platform operational at all times but cannot guarantee uninterrupted access. Occasional downtime may occur due to:
- Scheduled maintenance
- Technical issues
- Cybersecurity threats
- Factors beyond our control
We are not liable for losses resulting from temporary unavailability.
12. Limitation of Liability
To the maximum extent permitted by law, PayCortex.online shall not be held liable for:
- Indirect, incidental, or consequential damages.
- Loss of data, revenue, or business opportunities.
- Unauthorized access to your account or data breaches.
- Issues caused by third-party providers or service outages.
Our liability is strictly limited to the amount paid by you for services within the last 30 days prior to the incident.
13. Disclaimers
- The Platform is provided “as is” and “as available.”
- We make no warranties, express or implied, regarding accuracy, reliability, or suitability of our services.
- We do not guarantee that the Platform will be error-free, virus-free, or fully secure.
14. Termination of Services
We may suspend, restrict, or terminate your account or access to services if:
- You violate these Terms.
- Fraudulent or suspicious activities are detected.
- Required by law or regulatory authorities.
- You request account closure.
Upon termination, your right to use the Platform ceases immediately, and we may delete associated data, subject to legal obligations.
